Your Financial Future, Visualized: The Wealth Projection Simulator

Where will you be financially in 10, 20, or 30 years? Answering this question requires more than a simple calculator; it requires a simulation. The Wealth Projection Simulator is our most advanced financial planning tool, designed to give you a dynamic and comprehensive forecast of your net worth over time. It allows you to model your entire financial life—income, expenses, investments, and major life events—to create a powerful, long-term projection.

This tool is for anyone who wants to move beyond simple calculations and create a holistic financial plan. Unlike other calculators, the simulator lets you add multiple income streams, different types of assets with unique growth rates, and one-time financial events like an inheritance or a large purchase. The result is a detailed, year-by-year line chart that visualizes your journey toward your financial goals, providing unparalleled insight into how your decisions today will shape your wealth tomorrow.

Why Use a Wealth Projection Simulator?

• Holistic Financial Planning: It brings all the pieces of your financial life—earning, spending, saving, and investing—into a single, unified projection.
• Dynamic "What-If" Analysis: It's the ultimate scenario-planning tool. What happens if you get a raise? What if you decide to buy a house in 5 years? How does a large, one-time expense affect your long-term net worth? You can model it all.
• Visualize Your Entire Journey: The interactive chart provides a powerful visual story of your financial life, showing how your net worth is projected to grow from your current age to your target age.
• Long-Term Perspective: It encourages a long-term view of wealth building, demonstrating how consistent saving and investing, compounded over decades, can lead to financial freedom.

How to Use the Wealth Projection Simulator

Build a model of your financial life with our powerful and flexible interface.

1. Set Your Timeline: Enter your current age and a target age for the simulation.
2. Add Your Assets: List your current assets (like savings and investments) and provide an estimated annual growth rate for each.
3. Add Income & Expenses: Input your annual income and your total annual expenses. The difference is your annual savings.
4. (Optional) Add Life Events: Use the "Add Event" feature to model one-time financial occurrences, such as a bonus, an inheritance, or a large planned expense like a wedding or car purchase.
5. Run Simulation: Click the button to generate your personalized wealth projection chart and see your estimated net worth at your target age.